From GPS coordinates
to financial exposure.
The CRI engine runs in four layers. Each layer is auditable, versioned, and traceable to a named peer-reviewed data source. No black box. No ESG proxy scores.
GPS Hazard Physics
WRI Aqueduct 4.0 water stress · NASA NEX-GDDP temperature · IPCC AR6 flood and cyclone
→ 25 hazard scores per asset
Climate Scenarios
NGFS Phase 4: Net Zero 2050, Delayed Transition, Current Policies · 2026 to 2050 trajectories
→ Demand and price paths per commodity
Financial Quantification
Physical loss cost ($/yr) · EU ETS carbon cost (€) · WACC uplift (bps) · NPV and EV at risk (%)
→ 8 financial metrics per asset per scenario
CRI Rating
Composite score 0–100 · Sector-normalised A–E rating · Pillar breakdown: physical, transition, financial
→ CRI score + CSRD / IFRS S2 / TCFD disclosure